Invoice Discounting

Confidential invoice discounting from Crédit Agricole Commercial Finance is
a highly effective way of increasing your working capital significantly by converting your trade debtors – sales invoices – into cash.

Since Crédit Agricole Commercial Finance can prepay up to 95% of the value of your sales invoices within 24 hours from the time you have raised them, it's as if your customers have paid on receipt. Compare that with a likely clearing bank overdraft maximum advance of 40–50% and you can see why it is growing in popularity.

As the invoice discounting facility is linked to your sales ledger, funds grow automatically as your sales increase, ensuring your business always has access to cash – whenever you need it. Instead of being a fixed ceiling facility such as a traditional overdraft, confidential invoice discounting has the flexibility to expand with your sales without the need for time–consuming re–negotiation. The service is totally confidential and there is no loss of equity. You retain full control of your sales ledger, credit control and debt collection procedures, maintaining your close customer relationships.

To discover how invoice discounting can help your business achieve its ambitions, contact Crédit Agricole Commercial Finance today.